Payment Policy

At US Books Kart (usbookskart.com), we are committed to providing a secure, transparent, and reliable payment experience. This Payment Policy outlines the accepted payment methods, processing procedures, and related terms applicable to all purchases made on our website.

Accepted Payment Methods

We accept the following payment methods:

• Credit and Debit Cards (including Visa, MasterCard, American Express, and Discover)
• Digital Wallets (such as Apple Pay and Google Pay, where supported)
• PayPal

All payments are processed through Shopify-approved, PCI-DSS compliant third-party payment processors. We do not directly collect or store your complete payment information.

Payment Authorization and Capture

When you place an order on our website:

• Your payment is authorized at the time of checkout.
• The authorized payment is captured automatically once the entire order has been fulfilled.

If an order cannot be fulfilled for any reason, the authorized payment will not be captured, or a refund will be issued in accordance with our Refund Policy.

Pricing and Currency

All prices listed on our website are displayed in the applicable currency shown at checkout and are subject to change without prior notice. Taxes, shipping fees, and other applicable charges are calculated and displayed before order confirmation.

Order Confirmation

Once your payment is successfully authorized, you will receive an order confirmation email at the email address provided during checkout. Receipt of this confirmation does not constitute acceptance of your order. We reserve the right to cancel or limit orders at our discretion.

Payment Security

We use industry-standard encryption and security measures to protect your payment information. US Books Kart does not store full credit card numbers or sensitive payment credentials on its servers.

Failed, Declined, or Disputed Payments

If your payment is declined or fails to process:

• Please verify your payment details and billing information.
• Contact your bank or payment provider for assistance.
• You may attempt payment again using an alternative payment method.

In the event of a chargeback or payment dispute, we reserve the right to suspend order fulfillment and take appropriate action as permitted by applicable law.

Manual Payment Methods

In certain situations, manual payment methods may be offered. Orders placed using manual payment options require verification and approval before fulfillment.

Limitation of Liability

US Books Kart shall not be liable for any payment processing errors, delays, or losses caused by third-party payment providers beyond our reasonable control.

Contact Information

If you have questions regarding payments, billing, or this Payment Policy, please contact us at:

Email: info@usbookskart.com

This Payment Policy is governed by and construed in accordance with the laws of the United States.